A non-profit organization offering valuable health, financial, consumer, and travel-related benefits to members. While ABH provides significant discounts and wellness programs, it is not an insurance provider.
Why STM Plans Require Association Membership
1
Regulatory Compliance
Some states mandate STM plans be offered through associations to comply with insurance laws, while associations may allow plans to be classified as group coverage for regulatory benefits.
2
Expanded Access
Membership enables multi-state availability and lower premiums through risk pooling, making healthcare more accessible.
3
Added Benefits
Associations often bundle non-insurance perks like telemedicine, prescription savings, and vision discounts, enhancing overall plan value.
4
Risk Management
Insurers can use membership criteria to manage risk and claims costs effectively, resulting in more competitive pricing.
Key Membership Benefits
Health & Wellness
Online wellness coaching, fitness & diet plans, and counseling services to support your overall wellbeing.
Financial Assistance
Student loan refinancing, budgeting & debt support to help manage your financial health.
Identity & Legal Protection
Identity theft monitoring and legal services discounts to safeguard your personal information.
Medical Discounts
Prescription savings (60-95% on generics), vision & hearing aid discounts to reduce healthcare costs.
Limitations & Exclusions
Additional Benefits & Important Notes
Consumer & Business Discounts
Office supply & electronics discounts, payroll & merchant services savings to help reduce business expenses.
Travel & Entertainment
Discounts on car rentals, hotels, travel visas, and entertainment tickets to enhance your leisure activities.
Important Notes
ABH is not a replacement for health insurance. Benefits may vary by location and provider participation. Discounts cannot be combined with other offers.
For more details, visit: www.associationforbetterhealth.org
The Association for Better Health membership benefits are currently only available in the 23 states listed above. Availability in additional states pending regulatory approval.